Millard sent us some very fine pictures of Stella and the children and some he had taken for Garrard. He sent me a large one to frame. He sent a picture of the minister that preaches at the M. E. Church that Stella attends. He is a very nice looking young man.
This sentence is from Eliza Ann Hamilton Morgan's 1895 letter to her daughter-in-law, Mellie, posted here.
I agree with cousin Flora Lee in thinking that the Millard in Eliza's letter, could be William Franklin's 9th son. See the family listed in this post.
New Family Search lists Millard Morgan, son of William Franklin and Ann Bruce Morgan, born in Kentucky, or Peoria, Illinois. He married Stella Kirkpatrick, and in 1895 they had three young children. Another was born in 1896.
There is another history about this family below. It gives a little further information, and some conflicting information. It is from the Historical Encyclopedia of Illinois, Volume 2 by Newton Bateman, Paul Selby, Joseph Oscar Cunningham, p. 995. It can be found on line here.
WILLIAM E. MORGAN (deceased) was born in Nicholas County, Ky., In 1813, and grew up In that State. He was a prosperous merchant and planter of Kentucky, until 1862, when he removed to Illinois, and established his home In Champaign County. Prior to the war he was also interested in an oil development near Parkersburg, W. Va. After coming to Illinois he was engaged In farming enterprises for a time, and then removed to the City of Champaign, where he died in the autumn of 1900. Mr. Morgan married Ann Bruce, also a native of Kentucky, who died in the summer of 1900. Mrs. Morgan was of Scotch ancestry, and of the distinguished Bruce lineage. Their living children are: Mrs. Amelia (Morgan) Richards, of Urbana, 111.; Mrs. Lucinda (Morgan) Green, wife of Rev. F. W. Green, a missionary in Mexico; Garrard S. Morgan, of Boston; Henry Bruce Morgan, of Peoria, 111.; Woodson Morgan, of Peoria; Millard W. Morgan, of Chicago; William Morgan, of Boston; James Morgan, manager of the "Boston Globe;" and two daughters (deceased), namely: Elizabeth (Morgan) Knight and Anna Morgan.
Wikipedia picture of Royal, Illinois, a Champaign County village.